As a trusted mortgage advisor, I am well versed in our spectrum of loan products and programs, and I love to help clients accomplish their financial goals. I work with clients to finance their first home, second homes, move-up homes, and investment property. The North Carolina Housing Down Payment Assistance is one of my most popular programs in addition to traditional loan products like conventional, FHA, VA, USDA.

I’ve been in the mortgage industry for more than 25 years. I believe the quality of origination is what drives the customer experience. The better and more detailed I am at the beginning of the process, the smoother it goes, and the happier my teammates are, too! Gathering the correct information upfront is essential and makes a difference down the line. When you put quality in, you get quality out. I am blessed that my career as a loan originator is not just a “job” … it is my passion and what I love to do!

Atlantic Coast Mortgage is dedicated and committed to teamwork. This ensures that the clients, our referral partners, and every other party to the transaction (appraisers, attorneys, etc.) receive the same high level of service. When everyone feels valued, productivity and success follow.

When I’m not helping clients, I support the ALS Association in honor of my amazing late father-in-law, and the Susan G. Komen Foundation, in honor of my incredible mother, a breast cancer survivor.

I love to spend time with my family making as many memories as possible. We love being outdoors and traveling. Our favorite summer vacation spot is Oak Island, North Carolina, and my husband and I travel annually to Aruba for our “kid-free” vacation. In addition to traveling, my daughter and I both take dance classes and perform in our dance academy recital in the spring. I also love volunteering at my daughter’s school, Statesville Christian School, and helping in whatever way possible.

I enjoy supporting my husband, the Fire Chief at Ebenezer Fire-Rescue. I also serve on the Board at the Statesville YMCA, which enables me to give back to my community in other areas.

God has given me the gifts I have to make a positive impact on the lives of others, and that is what I strive to do in everything I do every single day.

Licensed in:
North Carolina, South Carolina, Virginia
Awards & Achievements
  • Top Originators, Scotsman Guide (2022)
  • Leading LOs: Top Originators, NMP Magazine

What Others Are Saying About Karyn

5.0
“Karyn and her team assisted with financing a new primary residence for me. They are always professional, courteous, efficient, and friendly. Karyn is a peach and a pleasure with which to work. I continue to recommend Karyn to anyone who needs mortgage financing highly. Why would I look elsewhere when we have such a good working relationship? I will work with her as long as she can tolerate me. Call her. You will not be disappointed.”
  • C. Sassaman
5.0
“Karyn went above and beyond just doing her job. She was always very helpful, no matter how many times I called or texted her. I did not expect to see her at the closing. I have to say that seeing her at closing really made me feel like she truly cared about me and my home.”
  • M. Harne
5.0
“Karyn could not have been better and such a pleasure to work with! Everything was explained in a simple manner in detail and a very easy process. After dealing with different companies in the past, other mortgage companies should take note. Karyn and her team kept us informed almost on a daily basis, and we were never misled about any part of the process. Karyn went above and beyond during the entire process, and that is not common these days. Thank you again for your outstanding service!”
  • W. Terry
5.0
“Buying a home is one of life's major decisions, and if I'm ever in the market again, I'll definitely seek Karyn's support. Karyn made what can be a daunting process feel straightforward and easy to navigate. She's extremely organized, hard-working, and available. A creative planner, she was also able to help us understand the options available to us and to advocate for our locking in the best possible rate. You want someone like Karyn just a phone call away when you're purchasing a home! Our home buying process had a few twists and turns, as is often the case, and Karyn was right there, ready to help.”
  • K.Church
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The McAlpin Team at Atlantic Coast Mortgage

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Karyn McAlpin

VP, Sr. Loan Officer
NMLS ID 505392
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Michael Bradshaw

Loan Officer Assistant
NMLS ID 1736420

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Karyn McAlpin

VP | Sr. Loan Officer NMLS ID 505392

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Address 307 West Tremont Avenue, Suite 200
Charlotte, NC 28203

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