The Right Loan Officer is Critical to Your Home Buying and Refinancing Success


Now more than ever, choosing the right loan officer and lender is a critical piece of the process. You can trust me with your business. Our standards are the highest.


I bring over 18 years of home mortgage origination experience to the table. In today’s ever-changing lending environment, you need someone who knows the guidelines inside and out. My knowledge of conventional, FHA, 203k, VA, VHDA, construction-to-permanent, and creative financing is unmatched. I provide every client with a custom-tailored mortgage package ideally suited for their long term financial needs.


We are committed to making sure your experience is the best in the industry. Our process of communicating, informing, and advising you during the process is second to none. My team and I are always available to answer your questions and serve you even after business hours and during the weekend.

Our Guarantee to Our Trusted Clients

  • Ask questions and listen to our clients to fully understand their needs
  • Create mortgage solutions that complement our client’s overall financial strategy and allow them to accomplish their short and long term financial goals most effectively
  • Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan
  • Respect our clients time and minimize the amount of effort required of them by applying our knowledge, experience
  • Communicate regularly and consistently with our clients to keep them informed of the status of their loan to reduce the stress that is associated with uncertainty
  • Ensure smooth, on-time closing with accurate costs and terms
  • Measure our success by our client’s willingness to recommend us to friends, family and colleagues confidently
  • Take full responsibility for our actions and our commitments
Licensed in:
District of Columbia, Maryland, Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators (2021,2022)
  • Top Mortgage Professional: Washingtonian (2021,2022)
  • Best Mortgage Professional: Washingtonian (2021)
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • President's Club, Atlantic Coast Mortgage (2020, 2021)
  • Top Performers – TOP 1% (2021)

What Others Are Saying About James F.

James was very responsive throughout the entire process. There did not seem to be a day or time where I was not able to get the information I needed or ask questions. The rest of the team was also very helpful and responsive during closing.
easy communication, quick replies from team
Answers calls, and comes up with creative loan solutions to get me in a great spot!
View More of My Reviews

The Gaudiosi Group at Atlantic Coast Mortgage

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James Gaudiosi

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 474088
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Lesley Gaudiosi's Profile Photo
Lesley Gaudiosi

Loan Officer
NMLS ID 2260719
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Homebuying Essentials

James F. Gaudiosi's Profile Image

James F. Gaudiosi

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 474088

Call James F. Directly

Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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