The Right Loan Officer is Critical to Your Home Buying and Refinancing Success


Now more than ever, choosing the right loan officer and lender is a critical piece of the process. You can trust me with your business. Our standards are the highest.


I bring over 18 years of home mortgage origination experience to the table. In today’s ever-changing lending environment, you need someone who knows the guidelines inside and out. My knowledge of conventional, FHA, 203k, VA, VHDA, construction-to-permanent, and creative financing is unmatched. I provide every client with a custom-tailored mortgage package ideally suited for their long term financial needs.


We are committed to making sure your experience is the best in the industry. Our process of communicating, informing, and advising you during the process is second to none. My team and I are always available to answer your questions and serve you even after business hours and during the weekend.

Our Guarantee to Our Trusted Clients

  • Ask questions and listen to our clients to fully understand their needs
  • Create mortgage solutions that complement our client’s overall financial strategy and allow them to accomplish their short and long term financial goals most effectively
  • Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan
  • Respect our clients time and minimize the amount of effort required of them by applying our knowledge, experience
  • Communicate regularly and consistently with our clients to keep them informed of the status of their loan to reduce the stress that is associated with uncertainty
  • Ensure smooth, on-time closing with accurate costs and terms
  • Measure our success by our client’s willingness to recommend us to friends, family and colleagues confidently
  • Take full responsibility for our actions and our commitments
Licensed in:
District of Columbia, Maryland, Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators 2021
  • Top Mortgage Professional: Washingtonian 2021
  • Best Mortgage Professional: Washingtonian 2021
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • President's Club, Atlantic Coast Mortgage (2020, 2021)

What Others Are Saying About James F.

“James has worked with us twice now. He went above and beyond to answer our questions and to make sure that we were up to date on what was happening regarding our loans.”
“James was very responsive, informative and best of all, had the best ratings in the market! He just made this process painless for us from beginning to end. Thank you!”
“I have used James for both my initial mortgage and refinance and couldn't be happier with my experience! James and his team make the process simple and easy, in fact I was surprised at how easy it was. I would highly recommend James to anyone looking to obtain either their first loan or refinance. A great experience all around!”
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The Gaudiosi Group

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James Gaudiosi

SVP, Sales Manager
& Senior Loan Officer
NMLS ID 474088
Apply Now

Lesley Gaudiosi's Profile Photo
Lesley Gaudiosi

Loan Officer
NMLS ID 2260719
Apply Now

Meaghan Byrne's Profile Photo
Meaghan Byrne

Loan Officer Assistant

  • Proud Sponsor Of:
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  • Children's Hospital of the King's Daughters (CHKD) Logo

Homebuying Essentials

James F. Gaudiosi's Profile Image

James F. Gaudiosi

SVP, Sales Manager
& Senior Loan Officer
NMLS ID 474088

Call James F. Directly

Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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