The Right Loan Officer is Critical to Your Home Buying and Refinancing Success


Now more than ever, choosing the right loan officer and lender is a critical piece of the process. You can trust me with your business. Our standards are the highest.


It has been the honor of a lifetime to help thousands of families achieve their dream of home ownership and build generational wealth through real estate. As a mortgage originator with over 23 years of experience in the DC Metro Area, no one makes the experience as easy and stress-free as the Gaudiosi Group at Atlantic Coast Mortgage. My expertise covers conventional, FHA, 203k, VA, VHDA, construction-to-permanent, and creative financing. Every client receives a custom-tailored mortgage package perfectly suited for their long-term financial needs.


We are committed to making sure your experience is the best in the industry. Our process of communicating, informing, and advising you during the process is second to none. My team and I are always available to answer your questions and serve you even after business hours and during the weekend.

Our Guarantee to Our Trusted Clients

  • Ask questions and listen to our clients to fully understand their needs
  • Create mortgage solutions that complement our client’s overall financial strategy and allow them to accomplish their short and long term financial goals most effectively
  • Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan
  • Respect our clients time and minimize the amount of effort required of them by applying our knowledge, experience
  • Communicate regularly and consistently with our clients to keep them informed of the status of their loan to reduce the stress that is associated with uncertainty
  • Ensure smooth, on-time closing with accurate costs and terms
  • Measure our success by our client’s willingness to recommend us to friends, family and colleagues confidently
  • Take full responsibility for our actions and our commitments
Licensed in:
District of Columbia, Maryland, Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators (2021-2023)
  • Top Mortgage Professional: Washingtonian (2021, 2022)
  • Best Mortgage Professional: Washingtonian (2021)
  • Mortgage Executive Magazine, Top 1% Mortgage Originators (2020)
  • President's Club, Atlantic Coast Mortgage (2020-2023)
  • Top Performers – TOP 1% (2021)

The Gaudiosi Group at Atlantic Coast Mortgage

James Gaudiosi's Profile Photo
James Gaudiosi

SVP | Sales Manager
NMLS ID 474088
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Fred Blanchard's Profile Photo
Fred Blanchard

Loan Officer
NMLS ID 1059158
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What Others Are Saying About James F.

Thank you again, James, for helping us secure our beautiful home in DVCC. You’ve all made it such a smooth process. I especially appreciate your excellent comms, James and your team!
James so incredibly helpful and timely in all my mortgage needs. James and his team were so easy to work with and super efficient. Highly recommend!
This is my fourth transaction with James and his team over a span of fifteen years. It needed to be completed on an aggressive timeline and James' team came through.
View More of My Reviews

Homebuying Essentials

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James F. Gaudiosi's Profile Image

James F. Gaudiosi

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 474088

Call James F. Directly

Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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