The Right Loan Officer is Critical to Your Home Buying and Refinancing Success


Now more than ever, choosing the right loan officer and lender is a critical piece of the process. You can trust me with your business. Our standards are the highest.


I bring over 18 years of home mortgage origination experience to the table. In today’s ever-changing lending environment, you need someone who knows the guidelines inside and out. My knowledge of conventional, FHA, 203k, VA, VHDA, construction-to-permanent and creative financing is unmatched. I provide every client with a custom-tailored mortgage package ideally suited for their long-term financial needs.


We are committed to making sure your experience is the best in the industry. Our process of communicating, informing, and advising you during the process is second to none. My team and I are always available to answer your questions and serve you even after business hours and during the weekend.

Our Guarantee to Our Trusted Clients

  • Ask questions and listen to our clients to fully understand their needs
  • Create mortgage solutions that complement our client’s overall financial strategy and allow them to accomplish their short and long term financial goals most effectively
  • Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan
  • Respect our clients time and minimize the amount of effort required of them by applying our knowledge, experience
  • Communicate regularly and consistently with our clients to keep them informed of the status of their loan to reduce the stress that is associated with uncertainty
  • Ensure smooth, on-time closing with accurate costs and terms
  • Measure our success by our client’s willingness to recommend us to friends, family and colleagues confidently
  • Take full responsibility for our actions and our commitments
Licensed in:
District of Columbia, Maryland, Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators (2021,2022)
  • Top Mortgage Professional: Washingtonian (2021,2022)
  • Best Mortgage Professional: Washingtonian (2021)
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • President's Club, Atlantic Coast Mortgage (2020, 2021)
  • Top Performers – TOP 1% (2021)

What Others Are Saying About James F.

James and Tracy and their entire team were amazing to work with! They were always so quick to respond and to help us navigate any questions or issues that came up. We were operating on an incredibly tight timeline, which was going to require us to close in just over a week's time. This timeline was... Read More
James and Tracy were very patient with me and willing to walk me through several scenarios as we bought our new house. They were great to work with. 10 / 10
James and his his team made the home buying experience very stress free and helped us in every situation even when we felt like we were asking the world of them.
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Homebuying Essentials

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James F. Gaudiosi

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 474088

Call James F. Directly

Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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