Did you just successfully close on your new home? Congratulations! It’s a big deal and an exciting next chapter in your life, but, really quick – we need to talk about something that’s probably not on your radar at all – Junk Mail.
With your new house comes the potential for junk mail. We can understand that junk mail can be frustrating, but we’ll explain why it’s nothing to get stressed over as well as what to do about it.
There are Typically 2 Types of Junk Mail You’ll See
1. The Previous Owner’s Mail
If the previous owner didn’t file a change of address form, then their mail is still coming to your new house.
Just mark the envelope “return to sender!” Whoever sent it will get the message and update accordingly.
2. Mail for Things
Things being various products and services related to moving into a new house. How do they know you moved??
When you move, a lot of information becomes public – so companies looking to sell you things can easily get your information within a week or two of closing. The good news is local businesses can also use this information to welcome you to the community by offering discounts and coupons for services and products that may help you settle in!
However, some companies are shady – and will try to mislead you by implying that they are associated with your mortgage provider!
Here are a Few Red Flags to Look For:
- If the mailer doesn’t explicitly mention Atlantic Coast Mortgage, LLC
- If the Equal Housing Lender logo and our ”NMLS ID #634114” are not present
- If they offer autopay with a small fee or upfront cost
If you ever have any concerns, feel free to reach out to us here at https://www.atlanticcoastmortgage.com/contact/. Between your ACM Loan Officer and our Consumer Care Team, you can rest assured knowing that we’ll be there to help guide you throughout the entire process from start to finish and beyond.
If you decide you don’t want to receive these unsolicited mailings, The Federal Trade Commission (FTC) offers a couple of opt-out options: https://www.consumer.ftc.gov/articles/0262-stopping-unsolicited-mail-phone-calls-and-email