Atlantic Coast Mortgage, LLC is an Equal Housing Lender. NMLS ID# 643114 (www.nmlsconsumeraccess.org) | 866-311-8627.
Atlantic Coast Mortgage, LLC markets certain of its products and services under the trade name, Nucasa Mortgage, and in Pennsylvania markets certain of its products and services under the trade name, ACM, LLC of PA.
Texas Complaints/Texas Recovery Fund
In Texas consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
Atlantic Coast Mortgage, LLC is licensed by:
||Mortgage Company Registration
||Lender License No. 018266
|District of Columbia
||Mortgage Dual Authority License No. MLB643114
||Mortgage Broker License No. MBR2951; Mortgage Lender License No. MLD1461
||Georgia Residential Mortgage Licensee No. 61978
||Mortgage Company License No. MC.0025719
||Mortgage Lender License No. 19711
||Mortgage Lender License No. L-164348
||Mortgage Lender License No. ML012369; Mortgage Lender License – Other Trade Name #1 No. ML013345
||Mortgage Lender License No. 62503
||Mortgage Lender / Servicer License No. MLS–643114; Mortgage Lender / Servicer License – Other Trade Name #1 No. MLS–643114 OTN #1
||Mortgage License No. 138203
||Mortgage Banker Registration
||Broker License No. MC-5560; Lender License No. MC-5560
||Mortgage Lender License No. ML-34255
||Mortgage Banker License No. 643114BA; Mortgage Broker License No. 643114BR
Disclaimers & Disclosures
Bridge Loan Disclaimer
The borrower pays only the interest on the mortgage through monthly payments for the fixed term of the loan. The borrower is required to pay off the principal of the loan. The borrower is also required to make a one-time balloon payment due 6 months from the date of closing.
Co-Brand / No Affiliation
Realtor and Lender have no affiliation and the consumer is not obligated to use one or the other to purchase a property.
Construction Lock Disclaimer
Lock options are subject to borrower, property, and builder eligibility. An upfront fee is required at the time of lock-in and applied to closing costs.
FHA Workplace Disclaimer
FHA Back to Work guidelines vary, please contact your Loan Officer for additional details.
Atlantic Coast Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA, the Federal or State Government.
Long Term Lock Disclaimer
Lock options are subject to borrower and property eligibility. An upfront fee is required at the time of lock-in and applied to closing costs for all long-term rate lock opportunities. If the borrower does not close with ACM under the program locked, the borrower forfeits this fee.
Private mortgage insurance is required if you make less than a 20% down payment.
Not all applicants will qualify. Advertised rates, fees, and program guidelines are subject to change without notice.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Reverse Mortgage Disclosure
The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. This material is not from HUD or FHA and has not been approved by HUD or any government agency. Atlantic Coast Mortgage is not affiliated or acting on behalf of FHA or any Federal or Government Agency.
Standard Disclaimer ARM
The simple interest rate can change after the initial fixed period, and more than one simple annual rate may apply over the term of the loan. At adjustment(s) an ARM’s rate is calculated by adding the associated market index to the loan program margin. Consult your loan officer for details on ARM offerings.
Standard Rate Disclaimer Start
The advertised rate of interest and annual percentage rate (APR) may increase, change or not be available at the time of loan commitment, lock-in or closing.
Atlantic Coast Mortgage does not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.