The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Florida, Georgia, South Carolina, Virginia

Georgia Residential Mortgage Licensee

Team Craig at Atlantic Coast Mortgage

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Jolayne Craig

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 290277
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Justin Johnson

Loan Officer
NMLS ID 2123802
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Kyrsten Ayers

Loan Officer
NMLS ID 1621888
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What Others Are Saying About Justin

Justin was extremely patient with us throughout the whole process. He made himself readily available to clarify things whenever we got confused or needed some guidance.
From start to finish, Justin was an absolute pleasure to work with. He was kind, helpful, and genuinely invested in helping us find the perfect mortgage for our needs. His expertise and knowledge of the process were invaluable, and he took the time to explain everything in a way that was easy to understand. What... Read More
Justin was incredible to work with. Always very fast to respond, constantly in contact with any updates and was always very clear about what documents were needed and when. He is the best mortgage broker that I have had the pleasure to work with!
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Homebuying Essentials

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Justin Johnson

Loan Officer NMLS ID 2123802

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Address 496 Bramson Court, Suite 120
Mt. Pleasant, SC 29464

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