The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:

Team Craig at Atlantic Coast Mortgage

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Jolayne Craig

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 290277
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Kyrsten Ayres

Loan Officer
NMLS ID 1621888
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Justin Johnson

Loan Officer
NMLS ID 2123802
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What Others Are Saying About Kyrsten

It was an excellent experience and joy working with Kyrsten while purchasing our forever home. She was a professional and kept us updated along every step of the process. We 10/10 recommend her to others looking to buy a home. Thank you Kyrsten for helping us make our dreams come true!
Krysten made this home purchasing experience the best we've ever had. Top notch service throughout. We're in the process of moving into our forever home and it wouldn't have been possible without her. She's the best.
Kyrsten is very thorough and kept me in the loop with everything that was going on. She was always willing and available to answer any questions I had. My situation was a bit complex, but she made sure i was comfortable and provided all the help she could. Thank you SO much.
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Homebuying Essentials

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Kyrsten Ayres

Loan Officer NMLS ID 1621888

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Address 3850 Fettler Park Drive, Suite 202
Dumfries, VA 22025

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