The Right Guide For Your Reverse Mortgage

Reliability – Your Trusted Guide

Choosing the right loan officer and lender is a critical part of success for every Reverse Mortage loan process. We are honored that so many of our Reverse Mortgage clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and you can rely on our team to guide you every step of the way.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
What Is a Reverse Mortgage?

A reverse mortgage is a loan available to homeowners 62 years or older that allows them to convert part of the equity in their homes into cash.

The reverse mortgage is designed to help retirees with limited income use the accumulated wealth in their homes to cover basic monthly living expenses and pay for health care.

One of the most significant benefits of a reverse mortgage is that there are no restrictions on how reverse mortgage proceeds can be used. This important benefit allows many homeowners to use a reverse mortgage as part of their comprehensive retirement plan to enhance their financial security.

Additionally, the borrower is not required to pay back the loan until the home is sold or otherwise vacated. As long as the borrower lives in the home, they are not required to make any monthly payments towards the loan balance. However, the borrower must remain current on property taxes, homeowners insurance, and homeowners association dues (if applicable).

Licensed in:
Colorado, Delaware, District of Columbia, Florida, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia
Awards & Achievements
  • President's Club, Atlantic Coast Mortgage (2020-2022)

Doing business in Pennsylvania under the trade name ACM, LLC of PA

Georgia Residential Mortgage Licensee

The Sweren-Eisgrau Team at Atlantic Coast Mortgage

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Scott Eisgrau

SVP | Branch Manager,
Sr. Loan Officer
NMLS ID 139186
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Neil Sweren

SVP | Reverse Division Manager,
Reverse Mortgage Loan Officer
NMLS ID 139177
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What Others Are Saying About Neil

Neil's patience, explanations of the program and his availability.
Neil and Pam. Boy did they go beyond in the hand holding and talking off the ledge category. Very knowledgeable and very responsive. They made the whole experience less painless. Great team. Great people. .
Neil with team members: Laurie MacNaughton and Pam Anderson provided thoughtful and superlative Reverse Mortgage (RM) information and support. The Reverse Mortgage is a very detailed and voluminous endeavor, The ACM Team broke it down and made it understandable using their deep knowledge, friendly skills... Read More
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Homebuying Essentials

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Neil Sweren

SVP, Reverse Mortgage Division NMLS ID 139177

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Address 10451 Mill Run Circle, Suite 600
Owings Mills, MD 21117

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