The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Delaware, District of Columbia, Florida, Maryland, North Carolina, South Carolina, Virginia, West Virginia

The Podratsky Team

Jim Podratsky's Profile Photo
Jim Podratsky

SVP, Branch Manager
& Sr. Loan Officer
NMLS ID 312528
Get Started

Corine Ali's Profile Photo
Corine Ali

Team Production Manager
NMLS ID 2344562
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Linsay Sene's Profile Photo
Linsay Sene

Team Production Manager
NMLS ID 1928021

Nicole Greco's Profile Photo
Nicole Greco

Business Development Manager

Amanda Pearson's Profile Photo
Amanda Pearson

Business Development Assistant

What Others Are Saying About Jim

5.0
Working with Jim and his team help made our first buying experience as smooth and easy as one could imagine! Excellent experience. Would recommend to friends and family.
5.0
Jim and his staff were amazing from Day 1 to closing. They were always willing to answer our questions and explain every step of the process. I couldn’t recommend them more for future home buyers.
5.0
Jim was readily available to field our calls and questions even at inconvenient hours. No question went unanswered nor was met with ambiguity. He was happy to help, communicate, and assure us through the whole process. In the rush of it all, Jim made us feel like this was a team effort and that we had... Read More
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Homebuying Essentials

  • Proud Sponsor Of:
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  • Children's Hospital of the King's Daughters (CHKD) Logo
Jim Podratsky's Profile Image

Jim Podratsky

SVP, Branch Manager
& Sr. Loan Officer
NMLS ID 312528

Call Jim Directly

Address 14535 John Marshall Hwy, Suite 112 & 113
Gainesville, VA 20155

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