The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Delaware, District of Columbia, Florida, Maryland, North Carolina, South Carolina, Virginia, West Virginia

The Podratsky Team

Jim Podratsky's Profile Photo
Jim Podratsky

SVP, Branch Manager
& Sr. Loan Officer
NMLS ID 312528
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Corine Ali's Profile Photo
Corine Ali

Team Production Manager
NMLS ID 2344562
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Linsay Sene's Profile Photo
Linsay Sene

Team Production Manager
NMLS ID 1928021

Nicole Greco's Profile Photo
Nicole Greco

Business Development Manager

Amanda Pearson's Profile Photo
Amanda Pearson

Business Development Assistant

What Others Are Saying About Jim

Jim and the rest of ACM were incredibly helpful, professional, and proactive when it came to helping me purchase my first home. They treated everything with care and attention, I had zero worries when it came to working with them. Working with them was seamless and incredibly informative and any questions... Read More
Jim and Linsay were GREAT at Helping us get All Documents uploaded.. They answered All Emails,Texts and Calls with Urgency!! Best of All we Owed $272 less at Closing 🙌 and Our Mortgage was on Point! So Grateful for Jim making this Experience Easy,peaceful and Exciting… Thank YOU
This is the second time I've used Jim's experienced services. Not only is Jim a trusted professional but his team continued to walk me through the process creating a smooth step-by-step process. I'm grateful and appreciate the superb customer service.
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Homebuying Essentials

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo
Jim Podratsky's Profile Image

Jim Podratsky

SVP, Branch Manager
& Sr. Loan Officer
NMLS ID 312528

Call Jim Directly

Address 14535 John Marshall Hwy, Suite 112 & 113
Gainesville, VA 20155

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