Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.
Experience – Helping You Make Your Next Move – Be Your Best Move
In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.
Commitment – One Team, One Mission
We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.
My Promise to You as a Valued Client
Provide a smooth, easy, and stress-free process
Help you feel informed and confident in your home financing choices
Match short and long-term goal strategies through tailored mortgage solutions
Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Delaware, District of Columbia, Florida, Maryland, North Carolina, South Carolina, Virginia, West Virginia
The Podratsky Team
Jim Podratsky
SVP, Branch Manager& Sr. Loan Officer
NMLS ID 312528 Get Started