The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Delaware, Maryland, Pennsylvania, Virginia

Doing business in Pennsylvania under the trade name ACM, LLC of PA

What Others Are Saying About Kristin

“Kristin was SO attentive and made this whole process so easy! She was quick to answer any and all questions we had. We truly appreciate her and her team! Thank you Kristin!”
“I've personally sent an email to Kristin to thank her for her help with everything! She was patient if I had any questions and helped to explain anything that I questions. I've already told her that I did recommend her to a friend that is currently starting to look for a home. Thank you so much! ”
“Kristin was incredibly helpful, available, responsive, supportive and patient with me as I worked towards closing on my home. As the market was tough for buyers and I bid on three different houses, she was wonderful in running various options for offers on each, even multiple options on each of the three houses. Kristin made sure I knew she was only a phone call away with questions, even on closing day. I deeply appreciated all her help through this tricky and complicated process!”

Homebuying Essentials

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Kristin Deems

Loan Officer NMLS ID 1959533

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Address 440 Main Street, Unit 112
Stevensville, MD 21666

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