The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Delaware, Maryland, Pennsylvania, Virginia

Doing business in Pennsylvania under the trade name ACM, LLC of PA

What Others Are Saying About Kristin

Kristen would answer my emails and texts almost immediately, would call to explain all the details I was questioning. She even took time out of her day during the busy holiday season to show up at closing with a special gift 😊 truly a great person.
Kristin was excellent in helping us every step of the way to ensure we had everything we needed throughout the entire process. She was always quick to respond, knowledgeable, and friendly in explanations and was incredibly thorough.
They are excellent at what they do.
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Homebuying Essentials

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Kristin Deems

Loan Officer NMLS ID 1959533

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Address 440 Main Street, Unit 112
Stevensville, MD 21666

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