The Right Loan Officer is Critical to Your Home Buying and Refinancing Success

Kristi Kerns Farmer brings with her over 28 years of mortgage lending excellence to every stage of the lending process. With a reputation for being the trusted mortgage advisor to her clients, she is best known for exceeding client expectations with dedicated customer service. Her extensive knowledge of mortgage lending allows her to create outside-the-box solutions, ultimately enabling her to help more clients become homeowners. Every client that works with Kristi receives her personal commitment—a simple, easy, and stress-free loan process. 

Kristi is also a Military Mortgage Specialist and enjoys helping our well-deserving veterans become homeowners.

Licensed in:
South Carolina, Florida
  • National Association of Professional Mortgage Women (Member)
  • Greenville Board of Realtors (Member)
  • Spartanburg Board of Realtors (Member)
  • Greer Chamber of Commerce (Member)
  • President & Founder of Operation We Care SC (

What Others Are Saying About Kristi

Constant updates and communication, several options for rates and payments that made me able to choose what was right for me.
Kristi and her team did an amazing job ensuring that our loan closed on time. They were prompt in answering questions and very knowledgeable about the overall loan process.
Friendly, knowledgeable and nice people.
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Homebuying Essentials

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo
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Kristi Farmer

Branch Manager | Sr. Loan Officer NMLS ID 989130

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Address 115 Southport Road, Unit A
Spartanburg, SC 29306

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