The Right Loan Officer is Critical to Your Home Buying and Refinancing Success

Kristi Kerns Farmer brings with her over 28 years of mortgage lending excellence to every stage of the lending process. With a reputation for being the trusted mortgage advisor to her clients, she is best known for exceeding client expectations with dedicated customer service. Her extensive knowledge of mortgage lending allows her to create outside-the-box solutions, ultimately enabling her to help more clients become homeowners. Every client that works with Kristi receives her personal commitment—a simple, easy, and stress-free loan process. 

Kristi is also a Military Mortgage Specialist and enjoys helping our well-deserving veterans become homeowners.

Licensed in:
Florida, South Carolina
Affiliations:
  • National Association of Professional Mortgage Women (Member)
  • Greenville Board of Realtors (Member)
  • Spartanburg Board of Realtors (Member)
  • Greer Chamber of Commerce (Member)
  • President & Founder of Operation We Care SC (www.operationwecaresc.com)
Awards & Achievements
  • GoUpstate, Best of Spartanburg, Best of Mortgage Lending (2026)

Meet The Kristi Farmer Team

Kristi Farmer's Profile Photo
Kristi Farmer

Branch Manager & Sr. Loan Officer
NMLS ID 989130

Leslie Settle's Profile Photo
Leslie Settle

Loan Officer Assistant
NMLS ID 252036

What Others Are Saying About Kristi

5.0
Kristi & her colleague Leslie did a great job of communicationg in a timely manner all details of our construction loan process. There were quite a few hoops to jump through and they did their best to keep us informed every step of the way. Their kindness & professionalism was much appreciated. I have... Read More
5.0
Kristi and her team were great! Super responsive and we got the mortgage closed FAST. Quick 3 week turnaround. Great experience all around. Super nice group of ladies!
5.0
Kristi and Leslie communicated often and well, which helped ease stress through this complicated process.
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Homebuying Essentials

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo
  • UVA Health Children's
Kristi Farmer's Profile Image

Kristi Farmer

Branch Manager | Sr. Loan Officer NMLS ID 989130

Call Kristi Directly

Address 115 Southport Road, Unit A
Spartanburg, SC 29306

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