Kristi Kerns Farmer brings with her over 28 years of mortgage lending excellence to every stage of the lending process. With a reputation for being the trusted mortgage advisor to her clients, she is best known for exceeding client expectations with dedicated customer service. Her extensive knowledge of mortgage lending allows her to create outside-the-box solutions, ultimately enabling her to help more clients become homeowners. Every client that works with Kristi receives her personal commitment—a simple, easy, and stress-free loan process. 

Kristi is also a Military Mortgage Specialist and enjoys helping our well-deserving veterans become homeowners.

Licensed in:
South Carolina, Florida, Georgia
  • National Association of Professional Mortgage Women (Member)
  • Greenville Board of Realtors (Member)
  • Spartanburg Board of Realtors (Member)
  • Greer Chamber of Commerce (Member)
  • President & Founder of Operation We Care SC (

Georgia Residential Mortgage Licensee

What Others Are Saying About Kristi

You and your staff have a personal touch and kept us informed during the whole process.
Kristi was quick with her responses, and clear and thorough in explaining each step of the process. She made application, approval, and closing a breeze!
Great team.
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Homebuying Essentials

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo
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Kristi Farmer

Branch Manager | Sr. Loan Officer NMLS ID 989130

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Address 115 Southport Road, Unit A
Spartanburg, SC 29306

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