With over 30 years of dedicated customer service experience and 16 years in mortgage banking, Mac is recognized by his clients and referral partners for being both personable and professional.

Whether you want to lower your interest rate, discuss what size loan to get, or find out how to finance a dream project, you will get plain-language answers and sound advice. Mac has served over 3,200 families and his experience and knowledge help guide both first-time buyers, military relocation, and repeat buyers.

Recently voted by local residents as Fredericksburg.com’s 2022 Best of the ‘Burg — 4 years in a row! — Best Mortgage Lender & Best Humanitarian.

Licensed in:
Maryland, North Carolina, South Carolina, Virginia
  • Co-Chair ASK Childhood Cancer Foundation Fredericksburg Golf Tournament 2013-2020
Awards & Achievements
  • Virginia Housing’s 2021 Top Producing Loan Officer - Silver
  • Best of The 'Burg 2019, 2020 & 2021
  • President's Club, Atlantic Coast Mortgage (2017-2021)
  • Scotsman Guide, Top Originators 2021
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • Virginia Housing’s 2020 Top Producing Winners - Bronze
  • Virginia Housing’s First time home-buyer top producer list, since 2012
  • Women’s Council of Realtors Affiliate of the year 2014, 2015
  • Top 300 National Producer 2013-2014
  • Gerry Bertier Foundation Marketing/Coordinator golf tournament 2006-2011
  • Top Producer/President’s Club SunTrust Mortgage 2009-2012
  • Top Producer/Executive Club Fidelity Bank Mortgage 2012-2016
  • Top Producer/Top Loan Originator Sterling Mortgage 2006-2008

What Others Are Saying About Mac

“I had a fantastic experience with Atlantic Coast Mortgage. The professionalism and communication of the team were top-notch, and there was transparency every step of the way. I spent most of my time communicating with Mac Church and Imran Bashir and would recommend them to absolutely ANYBODY buying a home in the Northern Virginia area. It will be the best mortgage decision you've ever made!”
“I have worked with Mac for almost 10 years in the real estate industry and he Is always my go to lender. He has demonstrated that he can get even the most difficult transactions to closing. Mac's professionalism and superb knowledge of the lending business makes him hands down the best in the business as he has been voted two years in a row now for "best in the burg." In addition, Mac has a great team to support him and a true passion for his job as he is always there to help or answer questions and puts the client first. I highly recommend Mac Church with Atlantic Coast Mortgage as a dedicated lender who goes above and beyond.”
“Mac is truly remarkable, He does his best to ensure you don't feel like a number. He was fabulous at ensuring all the questions I had were answered as well as updating things as needed. Although we had somewhat of a nontraditional situation Mac did not hesitate to take us on. He even has this cool website where he can explain all the parts of the loan via video for you to better understand. I would not hesitate to recommend Mac to anyone looking for a loan. It's always good when you can tell someone genuinely enjoys the work that they do.”
“Mac Church helped my wife, daughter, and I buy our first home. We were very nervous and unsure of how the whole process worked and had questions, all hours of the night and every day of the week. Mac and everyone went above and beyond to help us, with the process and every step of the way, but especially when we kept coming back to them with more and more questions - they were always there. Mac Church and his team are the real deal, all they want is to make sure their clients are informed and completely taken care of, which we felt 100% of the time! Thank you Mac, for everything you did for my family!”
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Mac Church Home Loans at Atlantic Coast Mortgage

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Mac Church

Sr. Loan Officer
NMLS ID 659377

Kayla Polychrones's Profile Photo
Kayla Polychrones

Loan Officer
NMLS ID 2113720

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo

Homebuying Essentials

Mac Church's Profile Image

Mac Church

Sr. Loan Officer NMLS ID 659377

Call Mac Directly

Address 1420 Central Park Blvd, Suite 101
Fredericksburg, VA 22401

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