Melinda Zuppo is a 25+ year mortgage industry veteran recognized for her advisory approach and commitment to empowering her clients with knowledge. Ranked among the nation’s top loan originators, she believes that home financing is not just a transaction—it’s a journey that deserves expert guidance, thoughtful solutions, and personalized care.

Melinda works closely with her clients to understand their unique circumstances, financial goals, and long-term aspirations. She thrives on serving as a trusted advisor, providing clear, strategic options that align with her clients’ needs. Whether it’s navigating the complexities of jumbo, renovation, construction, or refinance loans, she ensures her clients make informed decisions they feel confident about.

With a career that started as a receptionist and progressed through roles like loan processor, operations manager, and closer, Melinda has a comprehensive understanding of the mortgage process. This unique background allows her to simplify even the most intricate scenarios, turning what can feel overwhelming into an empowering experience. Her dedication to service and expertise has earned her recognition among the top 1% of mortgage originators nationwide, as highlighted by Mortgage Executive Magazine.

Clients and real estate partners consistently praise Melinda for her proactive communication, honesty, and ability to anticipate questions before they arise. Her goal is to serve as a partner in her clients’ financial success, delivering not just loans but peace of mind.

Outside of work, Melinda enjoys spending time with her two sons, cheering them on in their sports, and hosting family dinners. She’s also an advocate for Alzheimer’s awareness, participating annually in the Walk to End Alzheimer’s to honor her late mother.

Contact Melinda Zuppo today to work with a seasoned mortgage professional who takes pride in serving as your trusted advisor every step of the way.

Licensed in:
Arizona, District of Columbia, Florida, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia
Affiliations:
  • Proud Member of Northern Virginia Building Industry Association's (NVBIA)
Awards & Achievements
  • President's Club, Atlantic Coast Mortgage (2024)
  • Washingtonian Magazine, Elite Producer (2024)
  • Scotsman Guide, Top Originators (2024)
  • Scotsman Guide, Top Women Originators (2024)

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV

Doing business in Pennsylvania under the trade name ACM, LLC of PA

Georgia Residential Mortgage Licensee

This is an advertisement and is not a commitment to lend.

Zuppo Home Loan Team at Atlantic Coast Mortgage

Melinda Zuppo's Profile Photo
Melinda Zuppo

SVP | Sr. Loan Officer
NMLS ID 349615

Caleb Uzcategui's Profile Photo
Caleb Uzcategui

Team Loan Officer
NMLS ID 2560273

Jessica Scruggs's Profile Photo
Jessica Scruggs

Team Mortgage
Processor

What Others Are Saying About Melinda

5.0
What made the experience great was Melinda's exceptional responsiveness and the top-notch service of her team. I couldn't have asked for an easier process or a more knowledgeable, helpful, reassuring and fun person to work with.
5.0
Working with Melinda was an absolutely amazing experience. From the very beginning, she went above and beyond to ensure we felt supported and informed at every step. Melinda was incredibly responsive...always quick to answer our questions, no matter how big or small, and patient in explaining every detail... Read More
5.0
Melinda and Caleb were amazing! Communciation was great and every line item was explained in detail for my wife and I to understand! Thank you so much!!
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  • Children's Hospital of the King's Daughters (CHKD) Logo
Melinda Zuppo's Profile Image

Melinda Zuppo

SVP, Sr. Loan Officer NMLS ID 349615

Call Melinda Directly

Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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