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James F. Gaudiosi

James F. Gaudiosi

Senior Loan OfficerAtlantic Coast Mortgage, LLC NMLS ID #474088
T 571-234-5760
C 703-338-8836
F 703-991-0873
[js protected email address]


The Right Loan Officer is Critical to

Your Home Buying and Refinancing Success


Now more than ever, choosing the right loan officer and lender is a critical piece of the process. You can trust me with your business. Our standards are the highest.


I bring over 18 years of home mortgage origination experience to the table. In today’s ever changing lending environment, you need someone who knows the guidelines inside and out. My knowledge of conventional, FHA, 203k, VA, VHDA, construction-to-permanent and creative financing is unmatched.  I provide every client a custom tailored mortgage package perfectly suited for their long term financial needs.


We are committed to making sure your experience is the best in the industry. Our process of communicating, informing and advising you during the process is second to none. My team and I are always available to answer your questions and serve you even after business hours and during the weekend.

Our Guarantee to Our Trusted Clients

  • Ask questions and listen to our clients in order to fully understand their needs
  • Create mortgage solutions that complement our client’s overall financial strategy and allow them to most effectively accomplish their short and long term financial goals
  • Be sensitive to the fears that many home buyers have about obtaining a mortgage loan
  • Respect our clients time and minimize the amount of effort required of them by applying our knowledge, experience
  • Communicate regularly and consistently with our clients to keep them informed of the status of their loan to reduce the stress that is associated with uncertainty
  • Ensure smooth, on-time closing with accurate costs and terms
  • Measure our success by our client’s willingness to confidently recommend us to friends, family and colleagues
  • Take full responsibility for our actions and our commitments


Proud Contributor to Children’s National with Every Loan


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