Fixed Rate Loans

Atlantic Coast Mortgage delivers fixed rate and adjustable rate mortgage (ARM) programs, including traditional conforming loans, FHA loans, VA loans and jumbo programs.

Conventional Loans

The most common type of mortgage loans, not insured by the US Government.

Federal Housing Administration (FHA) Loans

Loans require only a 3.5% down payment with more flexible guidelines and credit score requirements. FHA loans are insured by FHA, a government agency.

VA Loans

Designed to promote home ownership for current and former service members. VA loans are guaranteed by the Department of Veterans Affairs. No down payment options up to certain loan amounts.

USDA Loans

For rural property owners and underwritten by the US Department of Agriculture, these offer 100% financing to qualified buyers. All closing costs may be either paid for by the seller or financed in the loan.

Jumbo Loans

For situations where the loan value exceeds the standard limits for conforming loans set by Fannie Mae and Freddie Mac, the government-sponsored institutions that buy loans from banks. Underwriting guidelines are typically more restrictive.

Find out more from an Atlantic Coast Mortgage loan officer at
703-592-6235, or email us.

Terrific Experience

Very knowledgeable, instantly helpful, came up with "can do" pro-consumer solutions and cut the red tape. Very organized. Terrific experience.

~ Cynthia H. (2015)