We Have the Loan to Meet Your Needs
Atlantic Coast Mortgage delivers fixed rate and adjustable rate mortgage (ARM) programs, including traditional conforming loans, FHA loans, VA loans and jumbo programs.
The most common type of mortgage loans, not insured by the US Government.
Loans require only a 3.5% down payment with more flexible guidelines and credit score requirements. FHA loans are insured by FHA, a government agency.
Designed to promote home ownership for current and former service members. VA loans are guaranteed by the Department of Veterans Affairs. No down payment options up to certain loan amounts.
For rural property owners and underwritten by the US Department of Agriculture, these offer 100% financing to qualified buyers. All closing costs may be either paid for by the seller or financed in the loan.
For situations where the loan value exceeds the standard limits for conforming loans set by Fannie Mae and Freddie Mac, the government-sponsored institutions that buy loans from banks. Underwriting guidelines are typically more restrictive.
Find out more from an Atlantic Coast Mortgage loan officer at 703-592-6235, or email us.