Joy Wood

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As Vice President and Senior Loan Officer at Atlantic Coast Mortgage, she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.

Following her success managing multiple branches in Southern Virginia, Joy chose Atlantic Coast Mortgage for its flexible approach and advanced mortgage technology. This combination allows her to focus on what matters most, supporting clients with personalized service and transparent, data-driven insights, whether they’re buying their first home, upgrading to a new property, or refinancing an existing mortgage.

By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. She is also expanding her work as a speaker and workshop facilitator, blending neuroscience, brain health, and leadership principles to help individuals and organizations enhance both their professional and personal growth. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.

With a career shaped by results, community involvement, and a dedication to growth, Joy continues to support clients, colleagues, and audiences—reminding them that some of the most meaningful investments we can make are in our homes, our well-being, and our capacity for joy.

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