Every Borrower is Different; Their Loans Should Be Too
The USDA Loan Program is thoughtfully designed to empower homebuyers in rural and suburban communities, making the dream of owning a safe and affordable home a reality. Backed by the U.S. Department of Agriculture's guarantee, USDA loans enable ACM, as a qualified lender, to provide you with competitive interest rates.
Start Your Pre-Qualification Today!Advantages of USDA Loans
To make homeownership accessible, the USDA loan program does not require a down payment
Credit and qualifying guidelines are not limited to first-time homebuyers
Closing costs can come from a gift funded by a relative, be paid by the seller (up to 6%), or can be financed up to the appraised value of the home
USDA-qualifying homes are often found just outside of major metropolitan areas, meaning you don’t need to find an isolated property, away from amenities
More About The USDA Program
At ACM, we’re excited to help you explore the USDA Home Loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program. This is a special type of mortgage offered by lenders like us, backed by the U.S. Department of Agriculture, specifically for folks looking to own property in eligible rural areas.
What’s great about these USDA loans is that they’re designed for people who might not fit the mold for traditional mortgages, yet they still come with pretty standard, reliable terms. With competitive interest rates and the potential for 100% financing, this could be a fantastic opportunity, especially if you’re a first-time homebuyer or a current homeowner ready to make your best move yet!
