No-Income DSCR Loans for Real Estate Investors
Get approved using rental income only—no tax returns or W-2s needed. Close fast and grow your portfolio.*
Solutions for Self-Employed Investors
A Debt Service Coverage Ratio (DSCR) loan is a mortgage designed for real estate investors. Unlike traditional mortgages that heavily rely on your personal income, credit history, and debt-to-income ratio, DSCR loans primarily focus on the income-generating potential of the property itself. The DSCR formula = Net Operating Income (NOI) / Total Debt Service (PITI).
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Investor-focused financing tailored to your portfolio
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No personal income verification required
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No personal income verification required
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Quick closings, flexible terms, and expert guidance
We'll help you pre-qualify in minutes—see if your deal works.