Mortgages Made Simple, Easy, and Hassle-Free

^*To qualify, borrowers must meet underwriting, credit, income, and minimum investment requirements, and the loan must meet applicable program guidelines. Eligible clients who close on a loan with Atlantic Coast Mortgage, LLC (“ACM”) may receive a lender credit equal to 0.25% of their loan amount, up to $7,500, to help reduce closing costs. This offer is available exclusively to employees of participating organizations and must be accessed by submitting a new application through the designated program link or by referencing the promotion when speaking with an ACM loan officer. It is valid for new applications submitted on or after April 15, 2025, and cannot be applied to previously submitted, locked or closed loans. This offer does not apply to housing finance agency, short-term bridge, construction, business purpose, and brokered loans. Program terms are subject to change or withdrawal at any time without notice.

^** The associated and eligible Rate Saver+ purchase loan must close with ACM between 04/15/2025 and 09/30/2025. Borrower must make seven consecutive, on-time, monthly mortgage payments on the purchase loan before applying to refinance. Offer is valid for one refinance only. See terms and conditions for more details. Terms and conditions apply. Refer to www.acmllc.com/legal for Rate Saver+ Terms and Conditions.  All approvals on purchase loans and refinances are subject to ACM’s standard underwriting guidelines, which are in effect at the time of each loan application

The reverse mortgage borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. If the borrower defaults, the home may be foreclosed upon, which could result in the loss of homeownership. This information has not been reviewed or approved by HUD, FHA, or any government agency, and Atlantic Coast Mortgage, LLC (“ACM”) is not affiliated with these entities.

Eligibility for all applicants cannot be guaranteed. Advertised programs, guidelines, rates, and fees are subject to change without prior notification. Contact a loan officer today to explore your financing options. This is an advertisement and is not a commitment to lend. | ACM is an equal housing lender. | Company NMLS 643114 (For licensing information, go to: www.nmlsconsumeraccess.org)