The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
Virginia

Team Craig Loans at Atlantic Coast Mortgage

Jolayne Craig's Profile Photo
Jolayne Craig

SVP | Sales Manager,
Sr. Loan Officer
NMLS ID 290277
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Joanna C. Butler's Profile Photo
Joanna C. Butler

Loan Officer
NMLS ID 310500
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Kyrsten Ayres's Profile Photo
Kyrsten Ayres

Loan Officer
NMLS ID 1621888
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Kristen Lucas's Profile Photo
Kristen Lucas

Loan Officer Assistant
NMLS ID 994080
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What Others Are Saying About Joanna C.

5.0
Outstanding-Customer Service I love the warm welcome and you all care about your customers. You made me feel as though I was your only customer . Everything was explained to me . Overall everything was Outstanding. Your company is second to none
5.0
You and your professional team were understanding, cooperative, and helpful throughout the entire process. You were reassuring and patient when it was needed. You can be trusted to do whatever you can to assist your clients in getting the job done . Thank you for being a real caring partner in making... Read More
5.0
Great advice and support throughout entire process.
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Homebuying Essentials

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Joanna C. Butler

Loan Officer NMLS ID 310500

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Address 3850 Fettler Park Drive, Suite 202
Dumfries, VA 22025

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