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Don Frutchey

Don Frutchey

Senior Loan OfficerAtlantic Coast Mortgage, LLC NMLS ID #309365
T 703-766-6704
C 703-303-5432
F 703-995-0882
[js protected email address]

Don is a lifelong resident of Virginia, calling Reston home since 1974.  Graduating with a B.S. in Marketing from Old Dominion University, he also has a great interest in the environment (spending time in the George Mason Environmental Science M.S. program), architecture (working as a draftsman for a Reston architectural firm over two college summers and an engineering firm over one – and still designing furniture and other home projects), and art (particularly European and American impressionism).

Married in 1995 to an incredible wife, father to a pair of wonderful sons, he enjoys spending as much time with family as possible.  Hiking, mountain biking, and golf all combine for an active lifestyle.  Holding positions in organizations affiliated with the community and kids growth, such as member (1995-2002) and President (2000) of the Reston Lions Club; member of the Reston Children’s Center Board of Directors (2007-2010); Cub Scout Den Leader (2008-2013); Boy Scout Assistant Scoutmaster (2013-Present); as well as various coaching positions,  he always has the greater good in mind.

Initially working in a small marketing and advertising firm after college he joined a telecom company as a sales person in 2002.  As the telecom industry underwent dramatic consolidation, he made a significant career change and accepted a position in finance with a small mortgage broker in 2002.  The brokerage was dedicated to generating high quality loans achieving total client satisfaction while ensuring the team remained fully compliant with increasing regulations.  This experience proved to be the perfect training ground to avoid those programs and processes that besieged the industry in the mid 2000’s.

As the decade continued and to this day, he enjoys long-term relationships with real estate agents , financial advisors, and attorneys who appreciate an honest loan officer with a collaborative communication style and the ability to quickly identify the perfect program for every client’s needs.  With nearly $500,000,000 in successful transactions, Don brings vast experience in Jumbo, Conforming, FHA, VA, Construction, and various community programs resulting in his customers’ achieving optimal financing.  Five star reviews on Zillow and Yelp as well as glowing testimonials on Linked In and here on his personal web page affirm his knowledge and thoroughness throughout the process.


Client Testimonials


Very Satisfied – Don and his associates were very helpful, and did their best to make this process as easy as possible for us.

~ Evelyn M. | March 2017

Very Satisfied – Overall our transaction was handled and explained in detail and easy to follow. Our loan officer Don was knowledgeable and made our transaction as painless as possible. He went the extra mile to help us get our loan. If an in the market for another loan would go to Don Frutchey with no doubt.

~ Melissa T. | March 2017

Very Satisfied – Very easy to work with – great job keeping us updated on next steps in the process and answered our questions quickly and with sufficient detail

~ Hilary A. | October 2016

Very Satisfied – I think everything went well

~ Richard A. | September 2016

Very Satisfied – Don Frutchey was attentive, organized and exceptionally patient with questions and making sure I understood the lending process. I would not hesitate to recommend Don to anyone looking for a mortgage.

~ Heather P. | September 2016

Very Satisfied – Super fast, efficient, collection of documents organized and managed well, timely response to inquiries.

~ Velma F. | August 2016

Very Satisfied – I may have been one of Don’s more challenging clients as I had 6 houses and traveled every week while trying to manage this process. I have to say Don and his team were absolutely OUTSTANDING!!!!

~ Delinda W. | August 2016

Very Satisfied – My experience from the first phone call to the final signature was fantastic. Don made himself available for all of my questions, was proactive in finding solutions to any issues that came up, and provided details in regards to status of my loan at least weekly. These are the type of actions that give piece of mind it what can be a very hectic time; as a first time home buyer it was just what I needed to be successful.

~ Samantha S. | July 2016

Very Satisfied – I had a very pleasant experience working with Atlantic Coast Mortgage, LLC. My lender Don Frutchey, my underwriter Shivani Verma, and others, they were all knowledgeable, patient and nice, never had a problem answering any questions I had. I truly look forward in working with the whole crew again. Thanks for a smooth transition to a new homeowner and a job well done.

~ Nicola B. | June 2016

Very Satisfied – Very easy process, fast and efficient.  Should have done this earlier.

~ Michael C. | April 2016

Very Satisfied – Don and Atlantic Coast Mortgage were fantastic. Don was patient, the consummate professional and always available with quick, accurate information. Don is very knowledgeable and his experience was evident immediately, which earned my trust and reduced the potential stress of the home buying experience.

~ Tanya A. | April 2016

Very Satisfied – Actually my experience with Don was great in order of my complex case he was very helpful and he have done it.

~ Mohamed A. | March 2016

Very Satisfied – It was a pleasure to work with Don Frutchey at Atlantic Coast Mortgage. He was able to provide us with the best loan and rate for our own personal situation. He was always accessible and responsive to our questions at any time of the day, including nights and weekends. As first-time home buyers, he walked us through the lending process and explained everything along the way to make us feel comfortable with securing a mortgage loan. I highly recommend Don Frutchey and Atlantic Coast Mortgage when shopping around for a mortgage lender.

~ David A. | December 2015

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