Richard brings over 10 years of experience in residential mortgage lending and is proficient across a wide array of loan programs, including Conventional, Jumbo, VA, VHDA, FHA, and USDA. As the principal leader of the Richard Hearn Team, he upholds the values of honesty and integrity in dealing with customers and business partners.

Richard takes pride in putting his customers first and is committed to providing them with exceptional service. He takes the time to fully understand their unique requirements so that he can help them find the best solution.

The Richard Hearn Team adheres to ACM’s corporate mission to provide “a smoother, more streamlined, stress-free mortgage experience.” Richard works hard to earn your trust and build lasting relationships. Owing to an established foundation of happy repeat customers and partners that provide a continuous source of referrals, Richard Hearn was recognized by Origination News in April 2013 as one of 2012’s Top 200 Loan Producers nationwide.

Richard received his undergraduate degree in Business Administration and Management from George Mason University. He has been an active member of the BNI Herndon Business Exchange since 2010.

Richard and his wife, Susana, are passionate advocates of the House of Friendship Foundation, which supports orphanages and medical missions, and provides educational scholarships for deserving students.

Licensed in:
District of Columbia, Florida, Georgia, Maryland, Pennsylvania, Virginia, West Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators 2021
  • Top Mortgage Professional: Washingtonian 2021
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • President's Club, Atlantic Coast Mortgage (2020)

Doing business in Pennsylvania under the trade name ACM, LLC of PA

Georgia Residential Mortgage Licensee

The Richard Hearn Team at Atlantic Coast Mortgage

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Richard Hearn

VP, Senior Loan Officer
NMLS ID 221300

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Jordan Torrance

Loan Officer
NMLS ID 1744243

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Frank Chin

Loan Officer
NMLS ID 1187236

  • Proud Sponsor Of:
  • Children's National Hospital Logo
  • Children's Hospital of the King's Daughters (CHKD) Logo

Homebuying Essentials

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Richard Hearn

VP, Senior Loan Officer NMLS ID 221300

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Address 4097 Monument Corner Drive, Suite 600
Fairfax, VA 22030

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