The Right Guide For Your Journey Home

Reliability – Your Trusted Guide

Whether it’s your first, next, vacation, or forever home — choosing the right loan officer and lender is a critical piece of the process. We are honored that so many of our homebuying clients choose to put their trust in us again and again. No matter the size of the loan, it’s always a big deal, and we’ll be there with you every step of the way.

Experience – Helping You Make Your Next Move – Be Your Best Move

In today’s ever-changing homebuying environment, you’ll need someone who has local connections and who understands lending guidelines inside and out. Whether it’s conventional, FHA, VA, USDA, Jumbo, or a Refinance our knowledge and experience are unmatched. We provide every client with a custom-tailored mortgage solution ideally suited for their unique financial needs.

Commitment – One Team, One Mission

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

My Promise to You as a Valued Client
  • Provide a smooth, easy, and stress-free process
  • Help you feel informed and confident in your home financing choices
  • Match short and long-term goal strategies through tailored mortgage solutions
  • Communicate regularly and consistently so you can relax and enjoy this new chapter of homeownership
Licensed in:
North Carolina, Virginia

The Kemp Team at Atlantic Coast Mortgage

Darlene Kemp's Profile Photo
Darlene Kemp

VP, Sr. Loan Officer
NMLS ID 173897
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Charlie Kemp

Sr. Loan Officer
NMLS ID 885016
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Sarah Kemp's Profile Photo
Sarah Kemp

Loan Officer Assistant
NMLS ID 357142

What Others Are Saying About Charlie

5.0
Charlie was on top of everything and very communicative. He answered all my questions very promptly and proficiently. Was there to welcome me with the gift at closing. Charlie made this process very painless and pleasant.
5.0
Always looking forward to working with Charlie and his team.
5.0
Charlie Kemps team prioritized our needs and answered our questions in a timely manner. We really appreciated the customer service!
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Homebuying Essentials

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Charlie Kemp

Sr. Loan Officer NMLS ID 885016

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Address 932 Laskin Road, Ste 100
Virginia Beach, VA 23451

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