Ashley Smith strives to tailor her clients’ mortgage needs to their short term and long term financial goals. With over 18 years of experience in mortgage lending, Ashley is an industry leader who funds over 100 million dollars in residential mortgage loans per year. Her expertise ranges from assisting the first time home buyer to financing several homes for an investor. Ashley is well versed in the purchase and refinance closings of FHA/VA, Conventional, Jumbo, and Home Equity loans.

Her clients come back to see her for every mortgage transaction and throughout her tenure in the business, Ashley now finds herself working with clients on their third or fourth mortgage transaction. The repeat and referral business Ashley receive is derived from her exceptional customer service and the attention she pays to each and every client. Her motto to her referral partners is, “If you’re working, I’m working!” What she means by this motto is that if her realtor partner is writing up a contract on Sunday night at 9 pm, she will be accessible to the realtor and their client, ready to answer any questions and/or prepare an estimate and pre-approval letter.

Ashley has received several sales awards ranking in the top 10% in the industry and has achieved among the highest honors in every position she has held in her career. Working with Ashley Smith and her team will allow you the comfort in knowing that you will make your closing date on time and with ease. In this ever-changing mortgage and real estate market, it is important to have someone on your side who sets the right expectations and works with you to achieve your goals; Ashley Smith is that mortgage professional.

Licensed in:
Delaware, District of Columbia, Florida, Maryland, North Carolina, Virginia
Awards & Achievements
  • Scotsman Guide, Top Originators 2021
  • Scotsman Guide, Top Women Originators 2021
  • Top Mortgage Professional: Washingtonian 2021
  • Mortgage Executive Magazine, Top 1% Mortgage Originators 2020
  • President's Club, Atlantic Coast Mortgage (2020, 2021)

What Others Are Saying About Ashley

“From the very beginning, Ashley and her team were extremely helpful with the process, providing guidance and support each step of the way. The expertise, strong work ethic, and consistent availability made it easy to both sell and buy my homes. Highly recommend Ashley and her team!”
“Ashley and her team ensured that our refinance process went smoothly, and supported us to get the best rate possible!”
“There's no one thing that made this experience great but several different components. Ashley's team was fantastic to deal with. I'd say that they responded quickly to any questions or issues but that doesn't do them justice. They literally replied within minutes to EVERY email I ever sent. Including one at like 1030 at night. Paperwork was smooth, efficient and right the first time. There were no hangups, no problems, they got me a great rate, closing was quick and painless. ”
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The Ashley Smith Team

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Ashley Smith

SVP, Senior Loan Officer
NMLS ID 529694

Katie Chappell's Profile Photo
Katie Chappell

Loan Officer Assistant
NMLS ID 455246

Kalli Levendis's Profile Photo
Kalli Levendis

Loan Officer Assistant
NMLS ID 1791697

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Homebuying Essentials

Ashley Smith's Profile Image

Ashley Smith

SVP, Senior Loan Officer NMLS ID 529694

Call Ashley Directly

Address 20365 Exchange Street, Suite 300
Ashburn, VA 20147

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